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Lapeira & Associates LLC Blog

6 Questions To Ask During Your Annual Physical Exam

9/26/2022

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​Having your annual physical exam is not only essential as a pre-employment requirement. Your annual physical exam is the source you can depend on to keep up to date on your present and future health condition status. 

To gain a clearer understanding of the purpose and results of your physical exam, ask yourself the following questions: 

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5 Reasons You Should Discuss Death With Your Loved Ones

9/19/2022

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​For most people, dying is an event that brings sadness and loss. So, many individuals don't want to talk about it occurring at any point in time. However, death and dying are natural life processes every human being eventually goes through in life. 

Below are the reasons it's best to discuss death in advance despite the difficulty it may impose on you in doing so: 

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Single Parents’ Guide To Life Insurance

9/12/2022

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​Being a single parent makes it essential for you to have life insurance. Unexpected and sudden death can happen to any person. If you’re a single parent, having life insurance guarantees support for your children if you die unexpectedly. 

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Does Medicare Cover Caregiver Expenses?

9/6/2022

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​Almost everyone likes to be self-sufficient. People feel equipped and strong if they can financially support their health expenses. However, there are many instances when people can’t help but depend upon national government benefits to sustain their health needs financially. 

Medicare is a national public health insurance program in America that started in 1965. Presently, the Centers for Medicare and Medicaid services run this health insurance provider. 

Hiring caregivers may be rare in America. This situation may be why Medicare covers certain caregiver services expenses only. Here are the different types of these services expenses: 

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