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Lapeira & Associates LLC Blog

4 Simple Steps To Choose The Best Medicare Supplement Plan

3/27/2023

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​When choosing medicare supplement insurance, we usually aim for the best. However, there's no one-size-fits-all medicare supplement insurance because we are different from each other. Your needs and financial condition will determine which Medicare Supplement plan is the best for you.

Here are five steps to help you identify the ideal Medicare Supplement Insurance plan for your needs.

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Top 5 Pieces Of Advice For First-Time Life Insurance Buyers

3/20/2023

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​First-time buyers may find it difficult to purchase life insurance as there are multiple factors to consider and give careful consideration to before making a purchase. Below are a few pieces of advice to help you assess your needs before buying life insurance. 

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Selecting The Best Life Insurance For Young Adults

3/6/2023

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​While young, you might not consider the advantages of being insured, but it is an important adulthood decision. Purchasing insurance is one step toward ensuring financial security, so you have something to rely on when accidents happen.

Choosing which life insurance is ideal for you is challenging as there are various life insurance policies in the market. In this article, we'll go through the many kinds of life insurance policies and help you how to pick the best one of your choice.  

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The ACA Marketplace Plans' Claims Denials And Appeals

3/1/2023

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​Transparency data was revealed by Medicare and Medicaid Services Centers (CMS) to examine the claims in denial and appeals for the individual accepted health plans being proposed on HealthCare.gov. Around 18% of claim denials in 2020 across insurers with complete data. The rate of insurer denials ranges from 1% to 80%.

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How Food Supplements Can Help Your Health

2/20/2023

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​Your health is not a separate thing you must take care of; it's a responsibility. You are responsible for being healthy and more capable of doing important things. But being busy and having little time to eat and exercise regularly are problems most people face. That is why food supplements are developed to help supply your body's needed vitamins and nutrients.

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How To Get Over The Death Of A Loved One?

2/13/2023

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​The pain and grief of losing a loved one are unimaginable. And for those who have experienced this, it's never a short-term feeling of sadness, loneliness, and grief. There are no words to express what you feel and no words that take away the pain. But there are things that you can do to give yourself time to process and get through this. 

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Medicare And The Affordable Care Act - What You Need To Know

2/6/2023

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​Health insurance is one of the best insurance types that an individual can get. Many insurance policies are offered to help you if you need medical assistance. That is why the Medicare and Affordable Care Act is making and helping people with their medical needs.

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Why Do You Need Life Insurance During Retirement ?

2/1/2023

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​Having the life insurance your employer provides isn't essential and it is not critical to continue. But, nearing retirement and having some sickness, you may wonder if you will need it. You are wondering if this will be worth it after you retire.

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Securing Your Future With Life Insurance

1/30/2023

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​Life insurance is a means of providing security to you and your family's future by protecting you from financial risks. You can protect your loved ones by getting a plan and paying the agreed-upon amount to your chosen company. Life insurance is intended to make your future concerns less to think about. 

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Medicare Supplement Plans: Overview

1/23/2023

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​Finding a balance between your health and finances is one of life's biggest challenges. A lot of money can be spent on original Medicare. However, obtaining a Medicare supplemental insurance plan or Medigap can reduce out-of-pocket expenses.

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